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    1. Home
    2. /Women
    3. /Jewellery & Watches
    4. /Necklaces

    Formal Necklaces

    A necklace draws the eye to the neckline and finishes any outfit, from a delicate everyday pendant to a bold statement piece. Layered chain sets, chokers, pearl strands, personalised initials, gemstone settings, in gold, silver, and rose gold. We bring together fine jewellers and contemporary designers, with preloved options for accessing quality at gentler prices. Save favourites and the Discover feed learns your jewellery taste. Our AI stylist can suggest necklaces that complement specific necklines if you describe what you're wearing.

    Products

    140 products

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    T.H.Baker T.H.Baker Women's 9ct White Gold 0.25ct Diamond Single Stone Necklace TH0121003 in Silver
    T.H.Baker

    T.H.Baker 9ct White Gold 0.25ct Diamond Necklace

    £496.99
    T.H.Baker T.H.Baker Women's 9ct White Gold 0.50ct Diamond Single Stone Necklace TH0121004 in Silver
    T.H.Baker

    T.H.Baker Women's 9ct White Gold 0.50ct Diamond Necklace

    £996.99
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold 51cm Prince of Wales Chain 1.12.1105-51
    T.H.Baker

    T.H.Baker 9ct Yellow Gold 51cm Prince of Wales Chain

    £122.99
    T.H.Baker T.H.Baker Women's Silver Freshwater Pearl & Cubic Zirconia Teardrop Pendant PNW70093FW in White
    T.H.Baker

    T.H.Baker White Freshwater Pearl Pendant Necklace

    £76.94
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Ruby & Diamond Swirl Pendant P1860/7-10 RUBY
    T.H.Baker

    T.H.Baker Gold Ruby & Diamond Pendant Necklace

    £376.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Pear-cut Tanzanite & Diamond Swirl Pendant TH0121773 in Blue
    T.H.Baker

    T.H.Baker Blue Tanzanite & Diamond Pendant Necklace

    £551.99
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Marquise-Cut Ruby & Diamond Pendant P3704-10 RUBY in Red
    T.H.Baker

    T.H.Baker 9ct Yellow Gold Ruby & Diamond Pendant

    £626.99
    T.H.Baker T.H.Baker Women's 9ct White Gold 0.05ct Diamond Pendant TH0121771 in Silver
    T.H.Baker

    T.H.Baker Women's 9ct White Gold Diamond Pendant

    £251.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Grey Freshwater Pearl & Textured Bead 18 Inch Necklace POZ70029FW
    T.H.Baker

    T.H.Baker Grey Freshwater Pearl Necklace

    £226.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Sapphire & Diamond Oval Pendant P1860W/9-10 SAPH in Blue
    T.H.Baker

    T.H.Baker Blue Sapphire & Diamond Pendant in White Gold

    £426.99
    T.H.Baker T.H.Baker Women's 9ct White Gold 0.05ct Diamond Pulse Teardrop Pendant P3107W/05-10 in Silver
    T.H.Baker

    T.H.Baker Silver 9ct White Gold Diamond Pendant

    £426.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Diamond Sapphire Pear Shape Pendant VP0S604 9KW-SAPPH in Blue
    T.H.Baker

    T.H.Baker 9ct White Gold Sapphire Pendant Necklace

    £451.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Oval Aquamarine & Diamond Pendant BSS413-AQ in Blue
    T.H.Baker

    T.H.Baker Blue Aquamarine & Diamond Pendant Necklace

    £326.99
    T.H.Baker T.H.Baker Women's 9ct Gold Oval Emerald Diamond Cluster Pendant VP0S296 9KY-EM in Green
    T.H.Baker

    T.H.Baker 9ct Gold Emerald Diamond Pendant Necklace

    £476.99
    T.H.Baker T.H.Baker Women's Sterling Silver Plain Cross Pendant 8.64.2871
    T.H.Baker

    T.H.Baker Sterling Silver Plain Cross Pendant

    £102.94
    T.H.Baker T.H.Baker Women's Silver 16mm Cubic Zirconia Cross & Chain SCS1
    T.H.Baker

    T.H.Baker Women's Silver Cross Necklace

    £76.94
    T.H.Baker T.H.Baker Women's Sterling Silver 18cm Ball & Snake Chain Bracelet 8.20.4561
    T.H.Baker

    T.H.Baker Silver Sterling Silver Bracelet

    £58.94
    T.H.Baker T.H.Baker Women's Silver Plain Cross Pendant P177 N2326
    T.H.Baker

    T.H.Baker Women's Silver Cross Pendant Necklace

    £43.94
    T.H.Baker T.H.Baker Women's Silver Small Plain Cross & Chain SCS20
    T.H.Baker

    T.H.Baker Women's Silver Small Plain Cross & Chain SCS20

    £66.94
    T.H.Baker T.H.Baker Women's 9ct Gold St Christopher Medallion 1-61-7719
    T.H.Baker

    T.H.Baker 9ct Gold St Christopher Medallion Necklace

    £476.99
    T.H.Baker T.H.Baker Women's Silver Pavé Cubic Zirconia Cross Pendant Chain 8.18.9490
    T.H.Baker

    T.H.Baker Women's Silver Cross Pendant Necklace

    £166.94
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold 18inch Fine Curb Chain ST-CN025-18
    T.H.Baker

    T.H.Baker 9ct Yellow Gold 18inch Curb Chain Necklace

    £149.22
    T.H.Baker T.H.Baker Women's 9ct 3 Colour Dragonfly Pendant 3.63.1103 in Gold
    T.H.Baker

    T.H.Baker Gold Dragonfly Pendant Necklace

    £161.99
    T.H.Baker T.H.Baker Women's 9ct Gold Round Ball Necklace CN151-17
    T.H.Baker

    T.H.Baker Women's 9ct Gold Round Ball Necklace

    £251.99

    Showing 120 of 140

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    Frequently Asked Questions

    How do I choose the right necklace length?▾

    16-inch choker sits at the base of the neck. 18-inch (most versatile) sits on the collarbone. 20-22 inch pendant hangs below the collarbone, works with higher necklines. 24-30 inches for layering. Consider your neckline, V-necks pair with pendants, crew necks with shorter chains.

    How do I layer necklaces without them tangling?▾

    Different lengths (at least 5cm apart) and varying chain thicknesses. Start with a short, fine chain and add progressively longer, slightly bolder pieces. Wearing over clothing reduces tangling. Many brands now sell pre-layered sets designed to hang without tangling. A necklace separator clip also works brilliantly.

    What necklace works with every outfit?▾

    A simple gold or silver pendant on an 18-inch chain, works with everything from tees to evening dresses. Fine chain with a small disc or bar pendant is timeless. Choose a metal that complements your skin tone: warm tones suit gold, cool suit silver, neutral works with both. Our Style Finder colour analysis can help with this.