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    1. Home
    2. /Women
    3. /Jewellery & Watches
    4. /Necklaces

    Formal Necklaces

    A necklace draws the eye to the neckline and finishes any outfit, from a delicate everyday pendant to a bold statement piece. Layered chain sets, chokers, pearl strands, personalised initials, gemstone settings, in gold, silver, and rose gold. We bring together fine jewellers and contemporary designers, with preloved options for accessing quality at gentler prices. Save favourites and the Discover feed learns your jewellery taste. Our AI stylist can suggest necklaces that complement specific necklines if you describe what you're wearing.

    Products

    140 products

    Filter & Sort

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    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Open Disc Pendant GP2167 GN141
    T.H.Baker

    T.H.Baker Gold Open Disc Pendant Necklace

    £509.90
    New Look Gold-Tone Multi Layer Chain Circle Pendant Necklace New Look
    New Look

    New Look Gold-Tone Multi Layer Chain Circle Pendant Necklace

    £6.99
    T.H.Baker T.H.Baker Women's Silver Double-Sided St Christopher Square Necklace P30-8035-SC1118
    T.H.Baker

    T.H.Baker Silver St Christopher Square Necklace

    £97.99
    New Look Silver Plated Teardrop Pendant Necklace New Look
    New Look

    New Look Silver Plated Teardrop Pendant Necklace

    £12.99
    T.H.Baker T.H.Baker Women's Sterling Silver Oval St Christopher Pendant P30-8046-SC1518
    T.H.Baker

    T.H.Baker Silver St Christopher Pendant Necklace

    £139.99
    New Look Gold Triple Layer Long Costal Lariat Chain Necklace New Look
    New Look

    New Look Gold Triple Layer Long Costal Lariat Chain Necklace

    £8.99
    T.H.Baker T.H.Baker Women's Sterling Silver St Christopher Square Necklace P30-8020-SC1318
    T.H.Baker

    T.H.Baker Silver St Christopher Square Necklace

    £139.99
    New Look 18ct Gold Plated Textured Chain Necklace New Look
    New Look

    New Look Gold Textured Chain Necklace

    £12.99
    T.H.Baker T.H.Baker Women's Silver 18 Inch Fine Round Snake Chain 8.10.3674
    T.H.Baker

    T.H.Baker Women's Silver 18 Inch Snake Chain Necklace

    £68.99
    New Look Silver Tone Abstract Oval Pendant Necklace New Look
    New Look

    New Look Silver Tone Abstract Oval Pendant Necklace

    £4.99
    T.H.Baker T.H.Baker Women's Silver Triple Ring Pendant 8.68.2379
    T.H.Baker

    T.H.Baker Women's Silver Triple Ring Pendant Necklace

    £51.94
    New Look Silver Bow Detail Chain Necklace New Look
    New Look

    New Look Silver Bow Detail Chain Necklace

    £3.74
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Interlinked Rings Necklace 1.19.6594
    T.H.Baker

    T.H.Baker Gold Interlinked Rings Necklace

    £426.99
    T.H.Baker T.H.Baker Women's 9ct Gold 5mm Round Cubic Zirconia Pendant 1.62.2712
    T.H.Baker

    T.H.Baker Gold Cubic Zirconia Pendant Necklace

    £196.99
    T.H.Baker T.H.Baker Women's Silver Paperlink Chain Bracelet 8.29.1542
    T.H.Baker

    T.H.Baker Women's Silver Paperlink Chain Bracelet

    £56.94
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Paperlink Chain Bracelet 1.26.0552
    T.H.Baker

    T.H.Baker Gold Paperlink Chain Bracelet

    £451.99
    T.H.Baker T.H.Baker Women's 9ct Gold 18 Inch Multi V Bar Chain 111125127467
    T.H.Baker

    T.H.Baker Gold 18 Inch Multi V Bar Chain Necklace

    £284.34
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Cushion Cut Citrine & Diamond Set Pendant Necklace DP1600Yct
    T.H.Baker

    T.H.Baker Gold Citrine & Diamond Pendant Necklace Set

    £376.99
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Brilliant Cut Diamond Curverd Necklace P1240/10C-10
    T.H.Baker

    T.H.Baker Gold Diamond Curved Necklace

    £376.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Aquamarine & Diamond Crossover Pendant Necklace OJP1703-AQ in Silver
    T.H.Baker

    T.H.Baker Silver Aquamarine & Diamond Necklace Set

    £351.99
    T.H.Baker T.H.Baker Women's 9ct Yellow Gold Two Strand Graduated Freshwater Pearl Necklace POZ827SD/FW in White
    T.H.Baker

    T.H.Baker White Freshwater Pearl Necklace in 9ct Yellow Gold

    £426.99
    T.H.Baker T.H.Baker Women's Cultured Pearl 18 Inch Necklace STX5001 18 in Gold
    T.H.Baker

    T.H.Baker Gold Cultured Pearl 18 Inch Necklace

    £242.02
    T.H.Baker T.H.Baker Women's 18ct White Gold 0.75ct Diamond Solitaire Pendant TH0134795 in Silver
    T.H.Baker

    T.H.Baker 18ct White Gold 0.75ct Diamond Pendant Necklace

    £1996.99
    T.H.Baker T.H.Baker Women's 9ct White Gold Opal-set Heart Pendant OJP0183-EO in Silver
    T.H.Baker

    T.H.Baker Silver 9ct White Gold Opal Heart Pendant Necklace

    £351.99

    Showing 96 of 140

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    Frequently Asked Questions

    How do I choose the right necklace length?▾

    16-inch choker sits at the base of the neck. 18-inch (most versatile) sits on the collarbone. 20-22 inch pendant hangs below the collarbone, works with higher necklines. 24-30 inches for layering. Consider your neckline, V-necks pair with pendants, crew necks with shorter chains.

    How do I layer necklaces without them tangling?▾

    Different lengths (at least 5cm apart) and varying chain thicknesses. Start with a short, fine chain and add progressively longer, slightly bolder pieces. Wearing over clothing reduces tangling. Many brands now sell pre-layered sets designed to hang without tangling. A necklace separator clip also works brilliantly.

    What necklace works with every outfit?▾

    A simple gold or silver pendant on an 18-inch chain, works with everything from tees to evening dresses. Fine chain with a small disc or bar pendant is timeless. Choose a metal that complements your skin tone: warm tones suit gold, cool suit silver, neutral works with both. Our Style Finder colour analysis can help with this.